Meet Tony De Santis, Retirement Financial Advisor and Founder of True Classic Wealth
Tony De Santis has spent more than 30 years helping everyday Americans answer the questions that matter most when it comes to retirement: Do I have enough? Will it last? What do I leave behind?
As the founder of True Classic Wealth and a Retirement Income Certified Professional, Tony built his firm on a simple but powerful belief: the same clear, time-tested retirement strategies that wealthy families have relied on for generations should be available to everyone.
Not watered down or handed off to a junior advisor. Built personally, for you, from start to finish.
Not watered down or handed off to a junior advisor. Built personally, for you, from start to finish.
From UCLA to Tens of Thousands of Students to Your Retirement Plan
Tony’s journey into financial planning began in 1992, the year he graduated from UCLA. What set him in motion was watching his own parents fail to plan for retirement, and realizing just how little knowledge most regular investors have when it comes to saving, investing, and building lasting financial confidence.
Tony started his career serving high-income clients at a firm where he saw firsthand the strategies the wealthy use to preserve and grow their money.
That gap, between what wealthy investors knew and what everyday investors were told, became the driving force behind everything he has built since.
Tony went on to spend years teaching tens of thousands of people how to trade and invest in the markets. That experience sharpened the education-first approach he carries into every client relationship today:
People deserve to understand their own money.
He is not a retirement financial advisor who hides behind jargon. His job is to educate, empower, and build a plan his clients actually understand.
Tony founded True Classic Wealth with one mission:
To give everyday Americans access to classic, reliable retirement income strategies built around their real lives, not generic templates.
Pending Approval · Tony to confirm
1992
UCLA Graduate
where the journey began
After
UCLA
Career with High-Income Clients
learning strategies to support the wealthy
Years
Teaching
Tens of Thousands of
Investors
teaching how to invest
Today
Serving Clients Nationwide
from coast to coast
Classic, Tested, and Built Around You
Tony’s approach to retirement planning is captured in three words: classic, safe, tested. He does not chase trends or push products. He builds personalized retirement income strategies grounded in the same principles that have helped people retire with confidence for generations.
“ The best time to plant a tree was 25 years ago; the second-best time is today.”
— Tony De Santis
Every client relationship begins with Tony personally, and it stays with Tony personally. There are no junior advisors, no hand-offs, and no situations where you have to re-explain your situation to someone new. Tony is the only advisor you will ever work with, from your first Discovery session through every review and adjustment that follows.
The foundation of every plan Tony builds is the Classic Two-Bucket System:
One bucket designed to cover your essential monthly expenses with reliable income, and one structured for growth, enjoyment, and the experiences that make retirement worth celebrating.
It’s a straightforward approach built to answer the question most people carry into retirement: Do I have enough, and will it last?
Tony’s Retirement Library: Four Books. Plain English. Yours Free.
Tony wrote the book on retirement advice. Four books, in fact. Each title is written the same way Tony works: clear, honest,
and practical guidance that puts the knowledge back in your hands where it belongs.
book
An essential guide for federal employees who want to understand their TSP options, maximize their retirement income, and make confident decisions about one of their most valuable benefits.
book
A clear, step-by-step guide to one of the most powerful moves in retirement tax planning, helping you understand when a Roth conversion makes sense, how to manage the tax impact, and how to build a tax-efficient legacy for the people you love.
book
A straightforward, objective look at how
annuities work and what questions to ask before deciding whether one belongs in your
retirement plan.
book
A beginner-friendly road map to how the stock market truly works, covering stocks, ETFs, mutual funds, and how to build a diversified portfolio designed for lasting financial confidence.
Schedule your complimentary Discovery Meeting with Tony and all four books are yours (free) with no obligation.
Credentials and Designations
Tony holds three professional designations that reflect his depth of insight in retirement income planning.
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RICP®
Retirement Income Certified Professional®
RICP®
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FED
RC
Federal Retirement Counselor
FERS · TSP
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IAR
Investment Advisor Representative
IAR
Tony is also the author of four books on retirement planning, available to you free when you schedule your complimentary
Discovery Meeting. True Classic Wealth is based in Naples, Florida, and serves individuals and families from coast to coast.
Retirement Insights From the Road
Tony regularly shares clear, practical guidance on retirement income planning, investment strategy, tax-efficient retirement
planning, estate planning, and more, written in plain English so you feel more informed and more confident with every read.
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Article
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About True Classic Wealth: Frequently Asked Questions
Here are honest answers to the questions we hear most often about Tony and True Classic Wealth.
Where is True Classic Wealth located and what areas do you serve?
True Classic Wealth is based in Naples, FL, and serves individuals and families nationwide. Tony works with clients from coast to coast.
Will I always work directly with Tony, or will I be passed to someone else?
You will always work directly with Tony. He is the only advisor you will ever speak with, from your first meeting through every stage of your retirement plan.
What types of clients do you work with?
Tony primarily works with individuals and families between the ages of 50 and 80 who want a clear, reliable retirement income strategy. He has particular experience working with federal employees navigating TSP and FERS decisions.
Do I need to have a certain amount of money to work with you?
There is no formal minimum. Tony’s first step is always a no-obligation Discovery session to understand your situation and determine whether he can genuinely help you.
How do I get started?
Meet with Tony to discuss your retirement goals and receive all four of his retirement books at no cost.
Ready to Work With an Advisor Who Actually Knows Your Name?
Tony De Santis has spent more than 30 years doing this work because he believes everyone deserves a retirement plan they can understand and rely on. A real, personal plan built the classic way.
There is no obligation, no pressure, and no fee for your strategy session.
Schedule your complimentary Discovery Meeting today. Tony’s four retirement books are yours free when you do.
Four Books Free
·
No-Fee Strategy Session
·
No Obligation